﻿{"id":55213,"date":"2022-02-04T20:34:26","date_gmt":"2022-02-04T20:34:26","guid":{"rendered":"https:\/\/appraisers.norman-spencer.com\/?page_id=55213"},"modified":"2022-03-24T20:49:04","modified_gmt":"2022-03-24T20:49:04","slug":"resources","status":"publish","type":"page","link":"https:\/\/appraisers.norman-spencer.com\/?page_id=55213","title":{"rendered":"Resources"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; next_background_color=&#8221;#FFFFFF&#8221; _builder_version=&#8221;4.9.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#194787&#8243; custom_margin=&#8221;0%|0%|4%|0%|false|true&#8221; custom_padding=&#8221;||0px||false|false&#8221; bottom_divider_style=&#8221;arrow2&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;3.25&#8243; module_alignment=&#8221;center&#8221; custom_padding=&#8221;4px||70px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.0.47&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.9.0&#8243; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;Raleway|800|||||||&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;42px&#8221; custom_margin=&#8221;||0px|&#8221; animation_direction=&#8221;bottom&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center\">Resource Center<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; module_id=&#8221;resources&#8221; _builder_version=&#8221;4.9.0&#8243; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;3px|0px|46px|0px|false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;3_4,1_4&#8243; module_class=&#8221; et_pb_row_fullwidth&#8221; _builder_version=&#8221;3.25&#8243; width=&#8221;89%&#8221; width_tablet=&#8221;80%&#8221; width_phone=&#8221;&#8221; width_last_edited=&#8221;on|desktop&#8221; max_width=&#8221;89%&#8221; max_width_tablet=&#8221;80%&#8221; max_width_phone=&#8221;&#8221; max_width_last_edited=&#8221;on|desktop&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;0px|||||&#8221; make_fullwidth=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;3.0.47&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blog fullwidth=&#8221;off&#8221; posts_number=&#8221;6&#8243; include_categories=&#8221;1,3,2&#8243; show_author=&#8221;off&#8221; show_date=&#8221;off&#8221; show_categories=&#8221;off&#8221; show_pagination=&#8221;off&#8221; masonry_tile_background_color=&#8221;#ffffff&#8221; _builder_version=&#8221;4.14.7&#8243; header_font=&#8221;Raleway|700|||||||&#8221; header_text_color=&#8221;#08448d&#8221; header_line_height=&#8221;1.2em&#8221; body_font=&#8221;Raleway||||||||&#8221; body_font_size=&#8221;15px&#8221; body_line_height=&#8221;1.4em&#8221; meta_font=&#8221;||||||||&#8221; pagination_font=&#8221;||||||||&#8221; custom_margin=&#8221;||15px|||&#8221; custom_padding=&#8221;|||&#8221; hover_enabled=&#8221;0&#8243; border_width_all=&#8221;0px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_blur=&#8221;12px&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_blog][et_pb_button button_url=&#8221;https:\/\/appraisers.norman-spencer.com\/blog\/&#8221; button_text=&#8221;View More Articles&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.13.0&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;16px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#08448d&#8221; button_bg_color_gradient_start=&#8221;#ff8000&#8243; button_bg_color_gradient_end=&#8221;#f6ad27&#8243; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;RGBA(0,0,0,0)&#8221; button_border_radius=&#8221;100px&#8221; button_letter_spacing=&#8221;3px&#8221; button_font=&#8221;Rubik|700||on|||||&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; background_layout=&#8221;dark&#8221; custom_margin=&#8221;|||0px|false|false&#8221; custom_padding=&#8221;1%|5%|1%|5%|true|true&#8221; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;3.0.47&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;List&#8221; _builder_version=&#8221;4.9.0&#8243; text_font=&#8221;Raleway|500|||||||&#8221; text_font_size=&#8221;16px&#8221; link_font=&#8221;||||on|||#3f3f3f|&#8221; link_text_color=&#8221;#3f3f3f&#8221; link_font_size=&#8221;13px&#8221; link_line_height=&#8221;0.3em&#8221; header_line_height=&#8221;1.3em&#8221; header_3_font=&#8221;Raleway|600|||||||&#8221; header_3_text_color=&#8221;#08448d&#8221; custom_padding=&#8221;10px|0px||||&#8221; animation_direction=&#8221;top&#8221; z_index_tablet=&#8221;500&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: left\">Associations<\/h3>\n<p style=\"text-align: left\"><a href=\"http:\/\/www.appraisers.org\/\" target=\"_blank\" rel=\"noopener noreferrer\">American Society of Appraisers<br \/> <\/a><a href=\"https:\/\/www.asfmra.org\/home\" target=\"_blank\" rel=\"noopener noreferrer\">American Society of Farm Managers &amp; Rural Appraisers<br \/> <\/a><a href=\"http:\/\/www.appraisalinstitute.org\/\" target=\"_blank\" rel=\"noopener noreferrer\">Appraisal Institute<br \/> <\/a><a href=\"http:\/\/www.appraisersassociation.org\/\" target=\"_blank\" rel=\"noopener noreferrer\">Appraisers Association of America<br \/> <\/a><a href=\"http:\/\/www.fccouncil.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Farm Credit Council<\/a><a href=\"http:\/\/www.iaao.org\/\" target=\"_blank\" rel=\"noopener noreferrer\"><br \/> <\/a><a href=\"http:\/\/www.irwaonline.org\/\" target=\"_blank\" rel=\"noopener noreferrer\">International Right of Way Association<\/a><a href=\"http:\/\/www.privatemi.com\/\" target=\"_blank\" rel=\"noopener noreferrer\"><br \/> <\/a><a href=\"http:\/\/www.naifa.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">National Association of Independent Fee Appraisers<br \/> <\/a><a href=\"http:\/\/www.realtor.org\/\" target=\"_blank\" rel=\"noopener noreferrer\">National Association of Realtors<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;List&#8221; _builder_version=&#8221;4.9.0&#8243; text_font=&#8221;Raleway|500|||||||&#8221; text_font_size=&#8221;16px&#8221; link_font=&#8221;||||on|||#3f3f3f|&#8221; link_text_color=&#8221;#3f3f3f&#8221; link_font_size=&#8221;13px&#8221; link_line_height=&#8221;0.3em&#8221; header_line_height=&#8221;1.3em&#8221; header_3_font=&#8221;Raleway|600|||||||&#8221; header_3_text_color=&#8221;#08448d&#8221; custom_padding=&#8221;10px|0px||||&#8221; animation_direction=&#8221;top&#8221; z_index_tablet=&#8221;500&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Regulators<\/h3>\n<p><a href=\"https:\/\/www.asc.gov\/Home.aspx\" target=\"_blank\" rel=\"noopener noreferrer\">Appraisal Subcommittee (ASC) <\/a><a href=\"https:\/\/www.appraisalfoundation.org\/\" target=\"_blank\" rel=\"noopener noreferrer\">The Appraisal Foundation (TAF) <\/a><a href=\"http:\/\/www.aaro.net\/\" target=\"_blank\" rel=\"noopener noreferrer\">Association of Appraisal Regulatory Officials (AARO) <\/a><a href=\"http:\/\/www.consumerfinance.gov\/\" target=\"_blank\" rel=\"noopener noreferrer\">Consumer Financial Protection Bureau (CFPB) <\/a><a href=\"https:\/\/www.fbi.gov\/\" target=\"_blank\" rel=\"noopener noreferrer\">Federal Bureau of Investigation (FBI) <\/a><a href=\"http:\/\/www.federalreserve.gov\/\" target=\"_blank\" rel=\"noopener noreferrer\">Federal Reserve System (FED) <\/a><a href=\"https:\/\/www.fdic.gov\/\" target=\"_blank\" rel=\"noopener noreferrer\">Federal Deposit Insurance Corporation (FDIC) <\/a><a href=\"http:\/\/www.fhfa.gov\/\" target=\"_blank\" rel=\"noopener noreferrer\">Federal Housing Finance Agency (FHFA) <\/a><a href=\"https:\/\/www.stopfraud.gov\/protect-mortgage.html\" target=\"_blank\" rel=\"noopener noreferrer\">Financial Fraud Enforcement Task Force <\/a><a href=\"https:\/\/www.ncua.gov\/Pages\/default.aspx\" target=\"_blank\" rel=\"noopener noreferrer\">National Credit Union Administration (NCUA) <\/a><a href=\"http:\/\/www.occ.gov\/\" target=\"_blank\" rel=\"noopener noreferrer\">Office of the Comptroller of the Currency (OCC)<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;List&#8221; _builder_version=&#8221;4.9.0&#8243; text_font=&#8221;Raleway|500|||||||&#8221; text_font_size=&#8221;16px&#8221; link_font=&#8221;||||on|||#3f3f3f|&#8221; link_text_color=&#8221;#3f3f3f&#8221; link_font_size=&#8221;13px&#8221; link_line_height=&#8221;0.3em&#8221; header_line_height=&#8221;1.3em&#8221; header_3_font=&#8221;Raleway|600|||||||&#8221; header_3_text_color=&#8221;#08448d&#8221; custom_padding=&#8221;10px|0px||||&#8221; animation_direction=&#8221;top&#8221; z_index_tablet=&#8221;500&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Appraisal Guidelines<\/h3>\n<div class=\"gadgetStyleTitle\"><a href=\"https:\/\/www.fanniemae.com\/singlefamily\/index\" target=\"_blank\" rel=\"noopener noreferrer\">Fannie Mae (FNMA)<\/a><\/div>\n<div class=\"gadgetStyleBody gadgetContentEditableArea\" data-editablearea=\"0\" data-areaheight=\"auto\"><a href=\"http:\/\/www.freddiemac.com\/singlefamily\/guide\/\" target=\"_blank\" rel=\"noopener noreferrer\">Freddie\u00a0 Mac (FHLMC) <\/a><a href=\"http:\/\/portal.hud.gov\/hudportal\/HUD?src=\/program_offices\/housing\/sfh\/appr\" target=\"_blank\" rel=\"noopener noreferrer\">US Dept of Housing and Urban Development (HUD) <\/a><a href=\"http:\/\/www.rd.usda.gov\/publications\/regulations-guidelines\/handbooks\" target=\"_blank\" rel=\"noopener noreferrer\">US Dept of Agriculture Rural Development (USDA) <\/a><a href=\"http:\/\/www.benefits.va.gov\/homeloans\/appraiser.asp\" target=\"_blank\" rel=\"noopener noreferrer\">Veteran&#8217;s Administration (VA)<\/a><\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Resource CenterAssociations American Society of Appraisers American Society of Farm Managers &amp; Rural Appraisers Appraisal Institute Appraisers Association of America Farm Credit Council International Right of Way Association National Association of Independent Fee Appraisers National Association of RealtorsRegulators Appraisal Subcommittee (ASC) The Appraisal Foundation (TAF) Association of Appraisal Regulatory Officials (AARO) Consumer Financial Protection Bureau [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-55213","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Resource Center 4 Things To Keep In Mind When Appraising New Construction New construction can be difficult to appraise, especially when the home hasn\u2019t been built yet. 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